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Washington Mutual is an insurance company deeply rooted in Ohio’s history. Founded in 1878, our company has always valued superior products and service. What began as a small mutual association has grown into a company represented by 60 independent agents statewide. We provide a broad policy contract, and work with our policyholders to customize it to meet their specific needs. Through this process we believe we offer first class products at competitive rates. Our programs can be tailored to cover a wide variety of risks, including homes, mobile homes, personal property (contents), farm buildings and structures, farm personal property and investment properties.

Dwelling Fire Insurance

This program provides the foundation for all of our other insurance programs. Our Dwelling Fire program offers solid protection at an attractive rate. Owner-occupied dwellings housing up to four units fit perfectly in this program. We offer $2,000 of theft coverage as well as broad form coverage for this program. Through this program every individual can get a policy designed to meet his or her personal needs.

Homeowner Insurance

Through our Homeowners program, we offer numerous options to meet your insurance needs. Not only does the program further expand the coverages provided by the Dwelling Fire program, but it also includes some supplementary coverages at no additional charge, including Replacement Cost Contents, Backup of Water & Sewer and $2,500 for refrigerated products.

Mobile Homeowner Insurance

Washington Mutual provides a very attractive mobile home program, which is ideal for modular homes and manufactured homes as well. Specific coverages include broad form perils, vandalism, malicious mischief and $2,000 of theft coverage.  We offer a wide variety of optional coverages that can be included as well. Replacement Cost Contents, back up of water and sewer, power interruption, and additional theft coverage can be added to each policy. This program enables you to get the proper insurance coverage to suit your needs.

Farmowner Insurance

In 1878, a group of farmers banded together and formed the Washington Mutual Township & Fire Insurance Association to help insure one another’s farm properties. Through our Farmowners insurance program we continue that tradition today. We offer a variety of coverages that can meet your insurance needs, ranging from farm buildings and structures to farm personal property. Our Suburban Farmowner Program can be utilized to cover smaller hobby farms, while our Farmowner Program is designed for full-time farm operations. Each program provides exceptional coverage and service while allowing the policy to be tailored to fit each farmowner's particular needs.

Investment Property Insurance

Washington Mutual offers an insurance program for non-owner-occupied dwellings with one to four units. Coverages include broad form perils, theft, loss of use and vandalism. Mobile home rentals (one or two units) can also be insured under this insurance program. Washington Mutual can provide coverage for vacant dwellings and owner-built properties as well.

The coverages described above are presented in general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact your Washington Mutual agent. If there is a conflict between this website and the policy, the policy provisions shall prevail.